I experimented yet again with J.Crew's silk bouquet sash -- this time as a sash tied right below the bust (see it worn as a necklace here). It was a bit difficult to tie the sash in a way so it doesn't keep slipping down. I had to loop it around me twice, and then sort of tuck and twirl the ends before tying it in a knot. I'm very pleased with the outcome though as I think it adds a nice feminine touch to an otherwise drab outfit :)

cardigan: Old Navy
top: Express
jeans: Hollister